You can access your guide at mass.gov/gic. Please remove any contact information or personal data from your feedback. A .mass.gov website belongs to an official government organization in Massachusetts. Spring, 2011 Dear Colleagues: I am writing today to let you know about some important changes to your health care 0000019908 00000 n You may enroll in GIC health insurance benefits during the GICs spring Annual Enrollment period or within 60 days of a qualifying event (e.g. Starting on July 1, 2021, for all non-Medicare health plans, each covered member will be eligible for three no-cost A lock icon ( 181 Presidents Drive with mostly positive reaction among eligible Association members. If you are a MEDICARE eligible GIC Retiree: No benefit changes in GIC Medicare Plans . 0000050678 00000 n Thank you for your website feedback! Share sensitive information only on official, secure websites. GIC benefit decision guide for Commonwealth of Massachusetts municipal employees, retirees & survivors (2013-2014) Massachusetts. The. GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2012-2013) Massachusetts. Plan Information. As things have turned out, that might have been a good time for GIC buyers to extend the GIC term to 5 years; rates quickly backed down again and today you'd be lucky to get 2.5% on a 2-year GIC. We will use this information to improve this page. mass.gov/GIC 2022-2023 BENEFITS OVERVIEW JULY 1, 2022 - JUNE 30, 2023 ANNUAL ENROLLMENT: APRIL 6-MAY 4, 2022 2 You can access your guide throughout the year at mass.gov/GIC TABLE OF CONTENTS 3 What's New This Year Health Insurance Plan Rates4 Non-Medicare 5 Health Insurance Plan Locator Map 6 Benefits-at-a-Glance Prescription Drug Benefits8 0000041981 00000 n Please do not include personal or contact information. ) or https:// means youve safely connected to the official website. This notice contains important information about your right to temporarily continue your health. The HBP allows a tax-free withdrawal from your RRSP if you are a first-time home buyer purchasing an eligible home. Today I build on and apply the skills I gained while working in UMass Dining throughout high school and college in my current role in University Relations.. 0000041805 00000 n FY2023 Retiree Open Enrollment Guide (PDF) Open Enrollment for Medical, Dental, Vision and the Health Insurance Opt-Out is April 6th through May 4th. 0000042866 00000 n (10). (10), Insurance, Government employees' health -- Massachusetts. GIC Non-Medicare Health Plans GIC Medicare Health Plans Retiree Dental Plan Retiree Vision Discount Plan Rx: Prescription Drug Benefits Life Insurance and Accidental Death & Dismemberment (AD&D) Health Insurance Buy-Out Program Medicare Enrollment with GIC Health Coverage Instructions in this regard had been issued to field offices vide circular dated 29.12.2022 and 05.01.2023. Use this button to show and access all levels. Please limit your input to 500 characters. 13. 0000015130 00000 n (10), Insurance, Government employees' life -- Massachusetts. State employees who are retiring may want to consider reducing or dropping their optional life insurance. 0000042062 00000 n Group Insurance Commission. At the heart of most people's wills is the property they leave behind. . . . Call the GIC at 617.727.2310 for the form. Retirement Plan: 877-457-1900 or Email SMART. Please see a Human Resources Representative for more information. You will no longer be eligible for GIC benefits. Refer to dependent information section below for details. Eligibility for this option is determined by the plan administrator. If you wish to change from one health plan to another, you may only do so at Annual Enrollment, if you move outside your plan's service area, or if you become eligible for Medicare (at which time you must enroll in a GIC Medicare Plan). Use this button to show and access all levels. Browsing Benefit Decision Guides for Retirees and Survivors by Title; JavaScript is disabled for your browser. Retirement Savings. If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. Retiree GIC benefits include health, life, and dental and vision. Please see updated rate sheet below. A lock icon ( Benefits Decision Guide; Differences in Health Plans; GIC Acknowledgement Form for GIC Eligible . 0000004115 00000 n Annual fee: $0. Our 2022-2023 Benefit Guides are now available to help GIC members view benefits-at-a-glance, new benefit rates, helpful resources, and more! X. MA State Employee Retirement System 11 XI. An official website of the Commonwealth of Massachusetts. Please let us know how we can improve this page. SMART Plan. An overview of retirement eligibility, benefits, pensions, and premiums. Contact each plan to find out details about specific benefits required for you and your family. Group Insurance Commission. Please limit your input to 500 characters. Tweet. Finding a balance between your work and home life takes effort. ) or https:// means youve safely connected to the official website. Explore other creative genres to get the most out of this activity. Additional Information. 0000043405 00000 n 14. If you are and/or your spouse are eligible for Medicare Part A (for free), state law requires that you enroll in Medicare Part A and Part B and select one of the GIC's Medicare Plans. To get a complete list of services we cover, please call the health plan. (12), Government employees' health insurance > Massachusetts > Handbooks, manuals, etc. An official website of the Commonwealth of Massachusetts, This page, Retirement and GIC benefits, is. (9), Massachusetts > Officials and employees, Retired > Insurance requirements > Handbooks, manuals, etc. As a UMass alum and the son of a UMass employee, I am proud to work at a mission-driven institution that welcomes all into our community. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. thesecities, towns and school districts participate in our Retired Municipal Teacher (RMT) benefit program. Please review the GIC Benefit Decision Guide for complete details on all plans. You are, however, eligible to continue benefits as a Deferred Retiree. Although this happens infrequently, if you have not received a bill within 60 days of retirement, call the GIC, or submit to our online form to avoid losing your coverage. If you return to work with the state more than two years from the termination date, you pay 25%. The GIC Dental/Vision plan is for eligible active state employees only and your enrollment in the plan ends at retirement. Your GIC benefits as a retiree end. 0000002819 00000 n GIC Benefit Decision Guide GIC Dental Enrollment GIC Life Insurance Brochure If you belong to Plymouth County Retirement please see links below: Plymouth County Retirement - Benefit Calculator If you are turning 65 please read the following information: How do I sign up for Medicare? Group Insurance Commission. A .mass.gov website belongs to an official government organization in Massachusetts. You may not increase the amount of your optional life insurances at retirement. Top-requested sites to log in to services provided by the state. The feedback will only be used for improving the website. (9), Insurance -- Massachusetts -- Statistics. How to pay the premiums for state retiree health and/or life insurance coverage after youretire. The Commonwealth of Massachusetts Group Insurance Commission (GIC) administers both health insurance and other benefits for eligible state employees, dependents, and retirees. ) or https:// means youve safely connected to the official website. You skipped the table of contents section. Group Insurance Commission. What happens to your GIC benefits if you areretired and waive your pension. Enrollment Due Date: If elected, coverage begins on the first of the month following 60 days of employment. GIC BENEFIT DECISION GUIDE FOR COMMONWEALTH OF MASSACHUSETTS RETIREES AND SURVIVORS 2015-2016 Benefits and Rates Effective July 1, 2015 Weigh Your Options ANNUAL ENROLLMENT: April 8 - May 6, 2015 See inside for benefit changes. 0000009835 00000 n Refer to the annual GIC Retiree/Survivor Benefit Decision Guide for general information, or contact the plans for more detailed information. Share sensitive information only on official, secure websites. Online facility for submitting applications for validation of joint options to the employees who retired before 01.09.2014 and had exercised joint options before their retirement had been provided on the EPFO Website till 03.03.2023. Please remove any contact information or personal data from your feedback. Furthermore, University policy includes prohibitions of harassment of students and employees (i.e., racial harassment, sexual harassment, and retaliation for filing complaints of discrimination). (30), Insurance, Government employees' life -- Massachusetts. We will use this information to improve this page. 0000034559 00000 n If you need assistance, please Contact the GIC. You skipped the table of contents section. (12), Government employees' life insurance -- Massachusetts. The GIC Retiree Benefit Decision Guide provides an overview of retiree insurance plan coverages and premiums. Benefits Summary Guide for Staff A detailed summary of all benefits offered at UMass Chan. A lock icon ( Share sensitive information only on official, secure websites. A .mass.gov website belongs to an official government organization in Massachusetts. This page is located more than 3 levels deep within a topic. If you were hired by the state before July 1, 2003, and have been rehiredwithin twoyears of your termination date, you pay 20%. You skipped the table of contents section. With over 35 years of experience serving our GIC members, we understand your health care needs. To Select a New GIC Health Plan: Active Employees: Visit MyGICLink Member Benefits Portal at bit.ly . When it comes to retirement savings, the message seems to be directed to those making a salary. read more We are closed on holidays and during campus emergency closures. Moreover, Love Hate Inu's meme-style aesthetic ensures the platform will appeal to people of all ages and backgrounds, creating a fully-inclusive environment. THE GIC IS NOW DIGITAL! ^9IZ{7+9]a9MA$7[l\VFHp((I)l yRN-@lta%1MOF' Thank you for your website feedback! Please remove any contact information or personal data from your feedback. 0 1 7-0 18. (9). 0000003982 00000 n Employees must choose from one (1) of two (2) options for retirement contributions (in lieu of Social Security): . Employees, Retirees and Survivors Benefits and Rates Effective July 1, 2017 Weigh Your Options See inside for benefit changes. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. What happens to your GIC benefits if your pension is revoked orif you withdraw your retirement money from your retirement system. V5!5x4TAou We strongly encourage you to review your benefit options in the GIC Benefit Decision Guide and choose a new GIC health plan during GIC's Annual Enrollment period, April 6th through May 4th, 2022, for coverage effective July 1, 2022. . trailer <<9828DB4D792F4A87B8B101D1B89516E3>]/Prev 1527408>> startxref 0 %%EOF 381 0 obj <>stream Aside from the discounts mentioned earlier, many other establishments in British Columbia offer special deals for seniors. Consult the map on p. 9 of the Benefit Decision Guide for Medicare Retirees. (9), Insurance, Government employees' health -- Massachusetts. - Retirees Urged To Take Close Look - News that the state has created a retiree dental plan has been met. GOVERNOR . According to Massachusetts Law Chapter 32B, thesecities, towns and school districts participate in our Retired Municipal Teacher (RMT) benefit program. New employees must complete and return the Enrollment/Change Form-1 within 10 days from their date of hire in order to enroll in benefits. The GIC submits the following comments on the . *Plan rates can be found in the GIC Benefit Decision Guide Cost: The Commonwealth pays 75% of your premium and you are responsible for 25% of the premium which are deducted twice a month from your paycheck on a pre-tax basis. GIC Benefit Decision Guide 2011 insurance. They are also available to active employees in HR Direct. 0000047596 00000 n What the health plan options are for GIC Retired Municipal Teachers. If you need assistance, please Contact the GIC. Call or visit your retirement board before you retire to confirm your pension benefits and arrange to receive your monthly pension check. Top-requested sites to log in to services provided by the state. Thank you for your website feedback! Please let us know how we can improve this page. We want to make this easier by providing resources that will foster personal growth and a sense of belonging at the university. This card is also unique in that it can be used for free ATM withdrawals . GIC Retiree Dental Plan Handbook Required Documents for All GIC Health Plans Rate Sheets. Option II: Deferred Retirement Coverage. GIC Retiree Benefit Decision Guide. If you are an ACTIVE or NON-MEDICARE eligible GIC Retiree: New in FY22Three no-cost behavioral health telehealth visits per member . The GIC is always looking for new ways to connect with you. You may only cancel, decrease, or maintain your current level of optional life coverage after you retire. Thank you for your website feedback! What your optional life insurance will cost after youretire (state retirees only). You may change from individual to family coverage or family to individual coverage within 60 days of a qualifying status change. Voluntary Retirement Savings Plans 11 XII. 2. The FY21 Benefit Decision Guide (BDG) should be referenced when considering any changes - attached . Do your homework during annual enrollment, even if you don't plan to make any changes: Review the GIC Benefit Decision Guide and the City of Springfield Rates Sheet for benefit and rate changes effective July 1, 2022. jVF)Rx~;2HOGXez`Uc?ir]o $_|/3m?Tm]}gC3cGN34[V'MK!u]+ic:Dr^ g-77Ip, (Commonwealth of Massachusetts, Group Insurance Commission, 2020) GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020) Massachusetts. Monday, April 6 through Monday, June 1, 2020, and triaging submitted requests, GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2019-2020), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020), Massachusetts. Commonwealth of Massachusetts, Group Insurance Commission, Benefit Decision Guides for Retirees and Survivors, Executive Office for Administration and Finance, GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2022-2023), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2020-2021), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2018-2019), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2017-2018), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2016-2017), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2015-2016), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2014-2015), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2013-2014), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2012-2013), Health maintenance organizations -- Massachusetts. Learn about the new MyGICLink Member Benefits Portal and about your benefit options during this year's Annual Enrollment or if you have a qualifying event. Please limit your input to 500 characters. You can improve your investing knowledge by reading these investing books. read more. Reading is another cheap and easy way to enjoy yourself in your retirement period. All changes will go into effect on July 1, 2022. Canadian 2 dollar bills issued in 1974 are sold on eBay, with prices ranging from less than $10 and up to $90. If you are retiring at the end of December, we suggest that you apply by December 15th. A lock icon ( Keep in mind that if you do not change your Optional Life Insurance election at retirement, you will be responsible for the retiree life insurance premium, which can be substantial. Our campus public health preparations and protocols remain the same as our approach during the fall semester. The EQ Bank Card pays 0.50% cash back on all purchases, and your balance earns 2.50% interest. The Group Insurance Commission (GIC) provides high-quality, affordable health insurance and other benefit options to over 220,000 subscribers and 460,000 members. This is because your executor will need to know about all your assets, from vacation properties and investments to personal property such as jewellery and cars. ) or https:// means youve safely connected to the official website. 0000004828 00000 n A lock icon ( ) or https:// means youve safely connected to the official website. If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. Please limit your input to 500 characters. 0000015085 00000 n (Group Insurance Commission, 2020) GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2020-2021) Massachusetts. Located in Room 325 of the Whitmore Administration Building, the Employee Service Center is open five days a week. 0000050817 00000 n Read Books. . Municipal employees, check your eligibility here. Retirees: Visit bit.ly/MyGICLinkOnlineForms and complete the "GIC Retiree/Survivor Enrollment Change (Form . This Decision Guide will help you understand the various benefit options available to you. 2. MyGIC link - Enroll in or update your GIC benefits, including Health and Metlife Dental. If you are looking for your municipality's rates, please contactyour municipality's benefits office. Group Insurance Commission. Some benefits will end when youretire from state service. If you need assistance, please Contact the GIC. For an overview of your GIC benefit options, see your GIC Benefit Decision Guide mass.gov/lists/gic-benefits- decision-guides. This guide looks at 13 of the most commonly missed tax credits and deductions, including charitable donations, moving expenses, medical expenses, and student loan interest. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. Which GIC plans are the Town's 245 employees and 51 Non-Medicare retirees covered under today? If you need assistance, please Contact the GIC. Your Annual Enrollment Checklist IMPORTANT review your benefit options and enroll in or change REMINDERS 1. Retirees can contact the GIC directly at 617-727-2310. Health insurance plan copay, deductible, and premium rates can be found on the GIC Benefit Guides. If you need assistance, please Contact the GIC. When you fill up at an Esso station, you can redeem 4,000 PC Optimum points for a discount of 10 cents per litre (up to a maximum of 40 . Our 2022-2023 Benefit Guides are now available to help GIC membersview benefits-at-a-glance, new benefit rates, helpful resources, and more! Group Insurance Commission. If you need assistance, please Contact the GIC. 2023-2024 GIC Retiree Benefit Decision Guide.pdf Document Type Handbooks Topic Benefits Audience Benefited employees Document last updated on Thursday, March 16, 2023 STATE HOUSE BOSTON, Some features of this site may not work without it. The Commonwealth of Massachusetts Group Insurance Commission ("GIC") administers both health insurance and other benefits for eligible state employee and retirees. If you have not received a bill by your third month of retirement, call the GIC at (617) 727-2310 to avoid losing your coverage. Refer to theBenefit Decision Guidefor general information, or contact the plans for more detailed information about your health plan choices. You obtain the forms from the insurance coordinator at your school department or on the forms section of this website. If you need assistance, please Contact the GIC. The Massachusetts Group Insurance Commission (GIC) open enrollment is be April 5 - May 3, 2023 for changes effective July 1, 2023. What your GIC benefit choices are if you areretiring from state employment from a GIC-eligible agency and will receive a retirement pension. General Benefit and Wellness Inquiries: benefits@westfield.ma.edu Phone: (413) 572-8476 or 5274 Department Fax: (413) 572-5628 Office hours: Monday through Friday, 9:00am - 5:00pm GIC: Health, Flexible Spending, Life, and Long Term Disability Mandatory Retirement Saving Plans Voluntary Supplemental Retirement Saving Plans Dental & Vision Care 27. Consider enrolling in a limited network plan to save money every month on your premiums. Retirement planning for the stay-at-home parent. Group Insurance Commission. What you should do if you do not receive a premium bill from the GIC after you retire (state retirees only). will be offered to retirees enrolled under the state Group Insurance. 1 Retiree Home Departments Human Resources Benefits Retiree The Medicare Part B monthly standard rate is changing from $170.10 to $164.90 effective January 1, 2023. RATE SHEET HEALTH - GROUP INSURANCE COMMISSION GIC Benefit Decision Guide You will be billed directly for 102% of the premium under this option. read more GIC Health Insurance Plan Changes Summary A summary of the Group Insurance Commission (GIC) health insurance plan coverage changes during. In general, COBRA dental benefits are more comprehensive than those in the Retiree Dental Plan, but have a higher premium. 0000004180 00000 n GIC Benefit Decision Guide for Commonwealth of Massachusetts IMPORTANT NUMBERS Allways Health Partners - 1-866-567-9175 Harvard Pilgrim Health Care - 1-800-542-1499 Health New England - 1-800-842-4464 Tufts Health Plan - 1-800-870-9488 UniCare State Indemnity Plan - 1-800-442-9300 Pharmacy Benefits Manager Express Scripts - 1-855-283-7679 A 1974 2 dollar Canadian banknote was sold for $5,015 at an auction in 2013. new plan, which begins July 1, 2002, is the first time such coverage. An official website of the Commonwealth of Massachusetts, This page, 2022-2023 GIC Benefit Guides, is. GIC Benefit . Find out what you would have to pay for Group Insurance Commission (GIC) benefits. Some features of this site may not work without it. Please limit your input to 500 characters. JavaScript is disabled for your browser. hVklU3;so)eq]Yeiwf]PkEAIb#1$W}Dm{ws"XFh New Employees You must enroll within 10 calendar days of hire. GIC Retiree Benefit Decision Guide 2022-23.pdf The MA Group Insurance Commission (GIC) Retiree Benefit Decision Guide provides an overview of insurance plans (and corresponding premiums) available to retirees who are eligible for GIC benefits. Top-requested sites to log in to services provided by the state, 2023-2024Retirees & Survivors Benefits Guide, 2023-2024Municipal Employees, Retirees & Survivors Benefits Guide, 2023-2024Retired Municipal Teacher & Elderly Government Retiree Benefits Guide. What to do while I am still working to make sure my health insurance continues when I retire. The University of Massachusetts Amherst prohibits discrimination on the basis of race, color, religion, creed, sex, age, marital status, national origin, mental or physical disability, political belief or affiliation, veteran status, sexual orientation, gender identity and expression, genetic information, and any other class of individuals protected from discrimination under state or federal law in any aspect of access, admission, or treatment of students in its programs and activities, or in employment and application for employment. Like Neo Financial, EQ Bank recently introduced its EQ Bank Card, a prepaid card that's linked to your Savings Plus Account. The discount is 50% off the camping fee for a single campsite during the off-season. Amherst, MA 01003 As a retiree you may continue, change, or enroll in health coverage with the GIC, and may enroll in theGIC retiree dentalPlan. @Z}Z@:( p!:FtYI%'8A)LN4'BJb %x"W9i $HDcC~:JTo0JY rh>y=(a.r`PQ#- G>K7:6@oGcrxo|>S@N!Hj JB6 read more GIC Open Enrollment/Change Form 1 The MA Group Insurance Commission (GIC) Enrollment/Change Form 1 is used by GIC-eligible employees. Also, copies of each health plan provider benefit summary are We will use this information to improve this page. Ng%a'XrNwE,"%MeO]@!AN&(=I summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). 0000042678 00000 n COMMONWEALTH OF MASSACHUSETTS . For example, if you are retiring in June, we suggest that you apply by June 15th. Tax deductions reduce the amount of your income subject to income tax, while tax credits reduce the amount . GIC Fallon Health members, please be on the lookout for an important announcement regarding your health insuranceplan. Some features of this site may not work without it. Always keep the GIC informed of your correct address so that you will receive bills and other important materials. Your will allows you to distribute your assets as you see fit, but to do this you first have to list them. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. Group Insurance Commission. As it frequently takes several months to receive your first pension check, the GIC will bill you directly for the retiree share of premium (20%) until your GIC deductions begin. Your choices depend on whether you or your spouse are eligible for Medicare andwhere you live. You will as need to notify the State Board of Retirement of your decision to retire and contact the GIC regarding the benefits in which you are eligible. JavaScript is disabled for your browser. All retirees and survivors should read: Before you retire, see your GIC Coordinator at your work site to complete the Form-1A(State) or Form-1AMUN(Municipal) to continue coverage. Human Resources meets the University's workforce needs with robust programming, efficient processes, and a responsive partnership with the campus community.

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